Replacement Taxi Insurance
How much will you lose if your taxi is off the road? How much overtime will you need to put in to make up for your loss of earnings?
Unlike most taxi insurance companies, we can offer you the added assurance of a replacement taxi vehicle, even if you’re involved in an accident where you were at fault. With more than 30 years’ experience providing cover for taxi drivers across the UK, we know how important it is for you to stay on the road. That’s why we offer our 14 day “at fault” replacement taxi policy. Where most other insurance providers will only offer a replacement taxi for non-fault claims, we can offer you a plated taxi as part of your insurance policy.
How do our taxi replacement services work?
With our “at fault” replacement vehicle insurance, you will be provided with a replacement vehicle when your insured vehicle is no longer roadworthy, or if it is being repaired following a fault accident or fire, as well as malicious damage, theft or attempted theft. When you add our 14 day replacement taxi cover to your current policy, you will be guaranteed a vehicle in these instances.
If we are unable to source a vehicle that is suitable for you at the time, then we can offer you a cash alternative of £62 a day for the 14 day period. If, for example, you drive a specially adapted vehicle for you or your passengers, a cash alternative may be a better option for you. It will offer you complete peace of mind when your insured vehicle is no longer safe to drive.
There is a maximum of two claims per insurance period.
The policy duration is the total allowance for the period of insurance (14 days).
Only the main policy holder is covered for the hire vehicle unless cover is arranged on their own policy.
It is also important to note that your claim to a replacement taxi vehicle will not be valid if:
- Your claim is not reported within 14 days of the incident.
- The damage sustained to the vehicle was caused during the theft or attempted theft of the contents of the vehicle.
How will our taxi replacement vehicle policy benefit you?
If you are reliant on your vehicle for work or personal circumstances, or both, and you will struggle to earn and to get around without your vehicle, this add-on to your main policy will give you peace of mind. Accidents happen. And when you’re on the road all day, every day, you’re much more likely to experience road traffic accidents. With our taxi replacement services at your disposal, you won’t have to worry about losing out on income and your mode of transport.
Most taxi insurance companies will not offer you the option but Cover My Cab can offer you the protection of a replacement vehicle even if you are at fault. Contact our team of taxi insurance experts to discuss your requirements, and any additional protection you would like to add to your policy.